Ashford Student Loans
Sallie Mae ® Smart Option Student Loan ® For Degree-Granting Institutions

With college costs growing fast, it's time to borrow smarter. The Smart Option Student Loan® offers three repayment options and competitive variable interest rates to help you pay for college expenses not covered by scholarships and federal loans. Get started.

IT'S SERIOUSLY SIMPLE

GET MAXIMUM FLEXIBILITY.

DEFERRED REPAYMENT OPTION

Defer payments until after school, or pay as much as you want while in school, to enjoy maximum flexibility.1

PAY A LITTLE NOW. SAVE A LOT LATER.

FIXED REPAYMENT OPTION

Pay just $25 a month while in school and for six months after school.2 Taking advantage of our shorter repayment term can save you over 10% on your total loan cost compared to our Deferred Repayment Option.3

PAY MORE. SAVE MORE.

INTEREST REPAYMENT OPTION

Pay interest while in school and for six months after school. Taking advantage of our shorter repayment term can save you over 20% on your total loan cost compared to our Deferred Repayment Option.3

APPLYING ONLINE IS EASY - IT ONLY TAKES ABOUT 15 MINUTES TO APPLY AND GET A CREDIT RESULT.

You'll choose your repayment option during the application process.

We also offer fixed interest rates from 5.74% APR - 11.85% APR4. Learn More


ENCOURAGING RESPONSIBLE BORROWING

Sallie Mae has helped more than 30 million Americans pay for college since 1972. We encourage students and families to supplement savings by exploring grants, scholarships and federal student loans before they consider a Sallie Mae private education loan.

A COSIGNER CAN REALLY PAY OFF

If a parent or other creditworthy individual cosigns the loan with you, it can lower your interest rate—and give you a better chance of approval.

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  • Competitive variable interest rates and no origination fees4

    Get variable interest rates that range from 2.25% APR to 9.37% APR.

  • Earn rewards for paying on time5

    Get a Smart Reward® in your Upromise® account of 2% of your scheduled monthly payments that are made on time while in school.

  • Lower your interest rate6

  • Get the money you need

    Receive a 0.25 percentage point interest rate reduction while enrolled to make scheduled monthly payments by automatic debit.

  • Release your cosigner7

    Borrow up to 100% of your school-certified education costs (minimum $1,000).

TUITION INSURANCE BENEFIT

Covers up to $5,000 of tuition lost due to a covered medical withdrawal8. Available at no cost to the consumer with loans that first disburse 7/1/12 through 10/31/12.

Student Loans Available at Ashford is not affiliated with and does not endorse the loans of Sallie Mae.

Student loans on Uloop provides Ashford students with competitive rates for private students loans for the year, for the semester, or for the quarter. The Student Loan category on Uloop provides a list of student loan providers and also provides college loans for all majors. In the Uloop Student Loan category you can find competitive loans for students at Ashford University.

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